I probably can't honestly relate, since I've always known that I have *many* goals with enough variance that there are some I will reach quickly, and some I can only strive to reach. However, a lack of motivation in my experience stems from a lack of self-satisfying goals. Even without money though, I've always found a way to work on projects that work towards my goals. As someone else already said, I would start writing out all of your goals, immediate and future, important and frivolous, then start writing any possible means by you can you can achieve them.
As a side note, aare you sure you're an INTJ? Maybe my perspective/objective view of INTJs is skewed (feel free to corrrect me), however, I always thought INTJs had an immense thirst for knowledge, and will by introverted means do anything to get that knowledge. That doesn't sound like your current state of being. Maybe you've just got so many ideas and projects that you're not sure where to start? Maybe you think all of your hopes, ideas, and projects are unable to be funded properly so therefore are being put-off?
You seem intelligent enough to me. Sounds like you just need someone to give you a good ass-kicking to get your motors moving.
:tongue: