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ISTPs and Retirement

4.4K views 18 replies 18 participants last post by  Agent Washintub  
#1 ·
I was browsing the internet and stumbled upon this page: Is There a Retire Early Personality Type? which looks at what personality types are most likely to retire early. Though it lists ISTJ, INTJ, and INTP as the top 3 types to retire early ISTPs are fourth on the list. This prompted me to think a little and I thought it might make an interesting discussion.

So, fellow ISTPs, what is it that makes us more likely to retire early? Being able to retire early requires some planning which I at least don't really care for. I think I'd do it so that I could start doing great activities without worrying about money but I'd like to hear other ideas.
 
#4 ·
I don't see myself retiring early. I am, however, one of the people I know who spends the most on lowering my debts and becoming as self-sufficient as possible, and that combined with being a specialist within my line of work will likely make my economy look pretty good down the line, perhaps even allowing for an early retirement unless I keep loving to do what I do best.
 
#6 ·
Excellent. This would be my ideal, too. From the moment I finished college I hacked away at my loans, not out of a sense of duty but a desire for freedom. Finally paid them off a couple years ago. Freedom is sweet. If I were going back into work I would take this same approach as zynthaxx. But I'm going to be a monk, I mean, I'm going to join a religious community. If I make it I'll have vows of poverty, chastity, and obedience, which sounds restrictive but actually takes freedom to a whole new level. No retirement, but I would have the possibility of being a veritable hermit later in life.
 
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#5 ·
Looks like the factors are 1) extroversion and 2) the position of F in the functions 3) whether F is extroverted or introverted. Since working environments tend to be tailor made to extroverts, and their retirement percentages are so low they barely make the top 8 in the poll I'll just ignore them for this analysis.

Top 3 who'd like to retire early (in order):
ISTJ (Si / Fi) 28%
INTJ (Ni / Fi) 20%
INTP (Ne / Fe) 15%

Though for some reason we're (Se / Fe) tied with INFJ (Ni / Fe) at 7%

It would make sense for introverted Fi's to be more insistent on what they want, Si/Ni creating a sort of tunnel vision that once they get an idea in their head, would probably keep returning to it until it is done e.g Retiring early is the thing which would make them happy. Though we're Fe, the fact that it occupies the inferior function in us allows us to be more pragmatic and unsentimental when it comes to leaving when we feel the time is right.

Strangely though when you compare the numbers who are actually retired:

Top 3 who are actually retired (in order):
ISTJ (Si / Fi) 38%
INTJ (Ni / Fi) 25%
ISTP (Se / Fe) 16%

...and everyone else lags behind us by about 10%. :/ Seriously what happened to the INTPs (3%)? Does the absence of Se create a inability to let things go and move on? Hmmm....

Plus it looks like the INFJ allowed their Fe to be entangled, and ended up changing their minds about retirement. Though as a disclaimer, the percentages are from two separate groups so its entirely possible for the 7% "Retire Early" INFJs to shake up the polls by choosing a different life option than the 0% "Retired" INFJs.
 
#7 ·
I think my natural abhorrence for debt, combined with my love of spending my free time as I wish, would definitely increase my chances of retiring early. I also think certain qualities like skepticism (people are always trying to sell you something you don't need), inclination towards tools (money is a tool, it should be used wisely and for maximum benefit... or to buy awesome tools that increase earning potential), and desire for self-sufficiency are all factors that increase likelihood of early retirement.


I like working, however. I love earning money, I would love to be the breadwinner for my husband, make him proud and spoil him rotten.
 
#10 ·
This is my idea of retirement.



Seriously though, I think retirement is a very attractive idea. To be able to have both time and money to go and pursue all the hobbies I want to sounds great (presuming my body is able to). Growing a good long grey beard, and getting away with making all sorts of strange or rude comments should be a lot of fun.

Thing is though, I may be dead tomorrow. When I look around at people who spend the majority of their lives saving for something that may not even happen, I can't help but think that's foolish. Even if you do make it, who says for how long?

Thus I save for retirement, for a pretty modest retirement lifestyle and just hope that I don't make it to 100.
 
#11 ·
Oh I definitely plan on retiring early, and have taken some considerable planning measures to make this happen. Conservatively, I plan on retiring at 55-58, but if all goes well, much, much earlier than that.

Granted, I do enjoy what I do. So I'll probably contract work out here and there every so often. Just as long as I'm traveling a good portion of the year, I don't care.
 
#15 ·
the day i retire is the day i win the lottery
 
#16 ·
I would definitely love to retire, preferably with a medium to large house somewhere in the rural areas of the United Kingdom. But I would have to meet two criteria on order to do so: A: I would like to have a reasonable amount of money in my pension and B: I would like to have the ability to look back on my life with a smile on my face.
 
#17 ·
I'll have to work until I die. That just seems to be the way of it around these parts.
 
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#18 ·
I think early retirement played a big part in how my ISTP chose his career. He will be able to retire at 46, but I think he'll wait until 56 to maximize his earnings. He's very strategic that way. Isn't that a thing for ISTPs -- it's not that they're necessarily lazy, it's that they want the most efficient way to use their energies?
 
#19 ·
I went in to the military with the intent of retiring at the age of 40. Because I can. Granted, only 50% base pay at that point. Could wait to retire at 50 and make 75%. Depends on what happens. After military retirement, I might go back and work DoD as a civilian GS-12 somewhere (about $110K/year) for a few years. That is entirely reliant on how much I want to keep doing what I'm doing.

Or I might just say fuck it at 40 and buy a tiny house in Montana and live out my time there. Or Norway. I'd go to Norway.